TOP
PAYMENT SOLUTION
Tech provider to
Tech provider to
Tech provider to
Tech provider to
APM in Europe
APM in Europe
APM in Europe
APM in Europe
Seamless integration with Open Banking, Blik, Binance Pay, and other popular methods through our API.
Harnessing the power of artificial intelligence to revolutionize industries and enhance human experiences.
ABOUT US
K2-18 Pay —
technical provider
Offering seamless integrations with alternative payment solutions for the European market. We help businesses across Europe easily and securely connect with Open Banking, Blik, Multibanco, as well as cryptocurrency payments like Binance Pay and Bybit Pay.
Effortlessly connect with your favorite tools. Whether it's your CRM, email marketing platform.
ALL POSSIBLE
Payment Methods
WE ARE WORKING WITH
Industries We Serve

Social & Online Gaming

E-commerce & Marketplaces

Financial Services & Fintech Platforms

Digital Goods & Subscriptions

Social & Online Gaming

E-commerce & Marketplaces

Financial Services & Fintech Platforms

Digital Goods & Subscriptions

Social & Online Gaming

E-commerce & Marketplaces

Financial Services & Fintech Platforms

Digital Goods & Subscriptions
OUR FEATURES
Technical Advantages
Authentication & Security
Authentication & Security
Authentication & Security
API key generation
OAuth 2.0 or Bearer Token authentication
IP whitelisting
HMAC signatures (optional for extra security)
Data encryption standards
API key generation
OAuth 2.0 or Bearer Token authentication
IP whitelisting
HMAC signatures (optional for extra security)
Data encryption standards
API key generation
OAuth 2.0 or Bearer Token authentication
IP whitelisting
HMAC signatures (optional for extra security)
Data encryption standards
API Overview & Environments
API Overview & Environments
API Overview & Environments
Base URLs for production & sandbox
Versioning policy
Rate limits and throttling
Error response format
Base URLs for production & sandbox
Versioning policy
Rate limits and throttling
Error response format
Base URLs for production & sandbox
Versioning policy
Rate limits and throttling
Error response format
Payment Initialization
Payment Initialization
Payment Initialization
Creating a payment session
Supported payment methods per country
Currency support
Payment expiration rules
Creating a payment session
Supported payment methods per country
Currency support
Payment expiration rules
Creating a payment session
Supported payment methods per country
Currency support
Payment expiration rules
Payment Methods Integration
Payment Methods Integration
Payment Methods Integration
Open Banking integration specifics
Blik integration flow
Multibanco integration flow
Binance Pay & Bybit Pay integration
Apple Pay & Google Pay integration
Skrill payment flows
Open Banking integration specifics
Blik integration flow
Multibanco integration flow
Binance Pay & Bybit Pay integration
Apple Pay & Google Pay integration
Skrill payment flows
Open Banking integration specifics
Blik integration flow
Multibanco integration flow
Binance Pay & Bybit Pay integration
Apple Pay & Google Pay integration
Skrill payment flows
Reporting & Reconciliation
Reporting & Reconciliation
Reporting & Reconciliation
Transaction reports
Settlement summaries
Dispute reporting
Transaction reports
Settlement summaries
Dispute reporting
Transaction reports
Settlement summaries
Dispute reporting
Payment Status & Lifecycle
Payment Status & Lifecycle
Payment Status & Lifecycle
Payment status codes (pending, success, failed, refunded)
Webhooks for real-time payment updates
Manual status polling
Handling timeouts and retries
Payment status codes (pending, success, failed, refunded)
Webhooks for real-time payment updates
Manual status polling
Handling timeouts and retries
Payment status codes (pending, success, failed, refunded)
Webhooks for real-time payment updates
Manual status polling
Handling timeouts and retries
Refunds & Cancellations
Refunds & Cancellations
Refunds & Cancellations
Full and partial refund process
Refund eligibility checks
Refund status tracking
Full and partial refund process
Refund eligibility checks
Refund status tracking
Full and partial refund process
Refund eligibility checks
Refund status tracking
Payouts & Settlements
Payouts & Settlements
Payouts & Settlements
Scheduled settlements
Payout instructions via API
Reconciliation files
Scheduled settlements
Payout instructions via API
Reconciliation files
Scheduled settlements
Payout instructions via API
Reconciliation files
Webhook Notifications
Webhook Notifications
Webhook Notifications
Setting up webhook endpoints
Security (signing payloads)
Sample webhook payloads
Retry logic for failed deliveries
Setting up webhook endpoints
Security (signing payloads)
Sample webhook payloads
Retry logic for failed deliveries
Setting up webhook endpoints
Security (signing payloads)
Sample webhook payloads
Retry logic for failed deliveries
Developer Tools & SDKs
Developer Tools & SDKs
Developer Tools & SDKs
Postman collections
SDKs (Python, Node.js, PHP, etc.)
Sandbox account management
Test card numbers & sample credentials
Postman collections
SDKs (Python, Node.js, PHP, etc.)
Sandbox account management
Test card numbers & sample credentials
Postman collections
SDKs (Python, Node.js, PHP, etc.)
Sandbox account management
Test card numbers & sample credentials
Unified API for all solutions
Unified API for all solutions
Unified API for all solutions
Flexible payment routing
Flexible payment routing
Data protection in accordance with European regulations
Data protection in accordance with European regulations
99.9% uptime
99.9% uptime
19,293 transactions
19,293 transactions
Scalability and stability under high loads
Scalability and stability under high loads
Full compliance with international security standards
Full compliance with international security standards
Full compliance with international security standards
Full compliance with international security standards




DOCUMENTATION
API Documentation
API Documentation
Detailed documentation for developers with request examples, method descriptions, and sandbox testing capabilities.




STEPS TO START
How to Get Started
Contact us to discuss your needs.
Get access to our sandbox for testing.
Integrate our API into your system.
Launch payment methods for your clients.
FAQ
Frequently
Frequently
Frequently
Asked Questions
Asked Questions
Asked Questions
Have questions? Our FAQ section has you covered with
quick answers to the most common inquiries.
Effortlessly connect with your favorite tools. Whether it's your CRM, email marketing platform.
Have questions? Our FAQ section has you covered with
quick answers to the most common inquiries.
What countries and currencies are supported by K2-18 Pay?
How long does the integration process typically take?
Is K2-18 Pay suitable for startups and small businesses?
Are there any transaction limits or volume requirements?
How does K2-18 Pay handle chargebacks and disputes?
What kind of support is included post-integration?
What countries and currencies are supported by K2-18 Pay?
How long does the integration process typically take?
Is K2-18 Pay suitable for startups and small businesses?
Are there any transaction limits or volume requirements?
How does K2-18 Pay handle chargebacks and disputes?
What kind of support is included post-integration?
What countries and currencies are supported by K2-18 Pay?
How long does the integration process typically take?
Is K2-18 Pay suitable for startups and small businesses?
Are there any transaction limits or volume requirements?
How does K2-18 Pay handle chargebacks and disputes?
What kind of support is included post-integration?
What countries and currencies are supported by K2-18 Pay?
How long does the integration process typically take?
Is K2-18 Pay suitable for startups and small businesses?
Are there any transaction limits or volume requirements?
How does K2-18 Pay handle chargebacks and disputes?
What kind of support is included post-integration?
Contact Form:
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